Loan Rates / Terms:    Effective 1/29/2015

         All rates quoted are annual percentage rates (APR)


New Autos:  

3.50%  to  13.50%                    up to 36 months
3.75%  to  13.75%                    up to 48 months
4.00%  to  14.00%                    up to 60 months
4.25%  to  14.25%                    up to 72 months    ($25,000.00 or more)                                                                                      

4.50%  to  14.50%                    up to 84 months    ($30,000.00 or more)

 

Used Autos:    

3.75%  to  13.75%                    up to 36 months
4.00%  to  14.00%                    up to 48 months
4.25%  to  14.25%                    up to 60 months
4.50%  to  14.50%                    up to 72 months    ($25,000.00 or more)                                                                           

4.75  to  14.75%                       up to 84 months     ($30,000.00 or more)

Used Autos:  2005 or older - 1% more than used auto rates 


New Motorcycles:  

4.50%  to  14.50%                    up to 36 months
4.75%  to  14.75%                    up to 48 months
5.00%  to  15.00%                    up to 60 months
5.25%  to  15.25%                    up to 72 months    ($25,000.00 or more)

Used Motorcycles:  20010 or newer 

4.75%  to  14.75%                    up to 36 months
5.00%  to  15.00%                    up to 48 months
5.25%  to  15.25%                    up to 60 months
5.50%  to  15.50%                    up to 72 months    ($25,000.00 or more)
 

Engine = 1000cc or greater


New Boats / Recreational Vehicles / Tractors / Trailers:  

5.00%  to  15.00%                    up to   36 months
5.25%  to  15.25%                    up to   48 months
5.50%  to  15.50%                    up to   60 months
5.75%  to  15.75%                    up to   72 months    ($25,000.00 or more)
6.00%  to  16.00%                    up to   96 months    ($50,000.00 or more)
6.25%  to  16.25%                    up to 120 months    ($75,000.00 or more)

Used Boats / Recreational Vehicles / Tractors / Trailers:  

5.25%  to  15.25%                    up to   36 months
5.50%  to  15.50%                    up to   48 months
5.75%  to  15.75%                    up to   60 months
6.00%  to  16.00%                    up to   72 months    ($25,000.00 or more)
6.25%  to  16.25%                    up to   96 months    ($50,000.00 or more)
6.50%  to  16.50%                    up to 120 months    ($75,000.00 or more)
 

Used Boats / Recreational Vehicles:  2005 or older - 1% more than used boat/recreational vehicle rates 


Signature (Unsecured):

7.40%  to  15.40%                  up to 36 months
8.40%  to  16.40%                  up to 48 months
9.40%  to  17.40%                  up to 60 months

 

Loan amounts based on monthly income and credit worthiness. 

 


Share Secured / Certificate Secured:

Share Secured:  3% above current dividend rate for up to 60 months

Certificate Secured:  2% above current certificate rate / loan principal & interest
                                must be paid at maturity
 


MasterCards:

Standard interest rates range from 7.90% to 10.90%  (not-variable rates). 

Secured MasterCard's are also available. 


Rates and terms are subject to change at any time.  
Credit is subject to approval and is based on credit rating.  
For more information, please call and speak with a Loan Officer.