Certificate Rates
Rates effective 01/01/2026
Regular ShareS
| Amount | Term | Deposit Rate | APY** |
|---|---|---|---|
| $1,000.00 - $99,999.99 | 6 Months | 3.00% | 3.03% |
| 12 Months | 3.65% | 3.70% | |
| 24 Months | 3.25% | 3.29% | |
| 36 Months | 3.00% | 3.03% | |
| $100,000.00 and Above | 6 Months | 3.25% | 3.29% |
| 12 Months | 3.90% | 3.96% | |
| 24 Months | 3.50% | 3.55% | |
| 36 Months | 3.25% | 3.29% |
IRA Shares
| Amount | Term | Deposit Rate | APY** |
|---|---|---|---|
| $1,000.00 - $99,999.99 | 6 Months | N/A | N/A |
| 12 Months | 3.65% | 3.70% | |
| 24 Months | 3.25% | 3.29% | |
| 36 Months | 3.00% | 3.03% | |
| $100,000.00 and Above | 6 Months | N/A | N/A |
| 12 Months | 3.90% | 3.96% | |
| 24 Months | 3.50% | 3.55% | |
| 36 Months | 3.25% | 3.29% |